Why it's Important to Pre-Qualify
|
|
|
Looking for a mortgage loan? We can assist you! Give us a call today at 8102292820. Ready to begin? Apply Now.
|
|
|
|
|
Even if you've not so much as researched houses to visit yet, it can be important to see your mortgage pro first. What for? It may be hard to fathom the ways we could help even before you start to negotiate.
We Can Help You Pre-Qualify
We can help you determine the loan amount you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. This process outlines your finances - your debt, income, employment, and cash available for down payment, among other things. We ask for a minimum amount of paperwork, and avoid a lengthy process.
We give you a Pre-Qualification Letter once you qualify, which says that we're confident you can qualify for a certain amount of mortgage dollars.
Pre-Qual Power
Once you find the house that meets your needs, and you want to make an offer, being pre-qualified for a mortgage will do a couple of things. First of all, you have some concrete numbers in mind, as the amount you will qualify for with your loan.
Of greater importance to the seller, your being pre-qualified is like your having entered their house with a suitcase full of money to make the deal! They will not need to worry that that they have been wasting their time if you will not be able to qualify for a big enough mortgage. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't be something for them to be concerned about. You have the influence of a buyer ready to make the deal right now!
We can help you pre-qualify
When we pre-qualify you, we help you determine the amount you can afford in mortgage payments you can fit in your budget, and the size of loan you can qualify for. In this process, we determine your borrowing capacity - reviewing your job, available money for down payment, debt, income, and other areas. It's quick and to the point; and we keep the paperwork light.
One-on-One
While you are able to try our mortgage calculators on our website, it is essential to sit down and talk with us. We can walk you through your pre-qualification letter. Then, we can make sure we have the ideal mortgage loan program for your situation. Contact us at 8102292820 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at 8102292820. It's our job to answer pre-qualification questions, so we're happy to help!